GET CONNECTED
We Saved More Than $280M+
For MFI Businesses
Open a new eligible checking account and make Qualifying Direct Deposits1 to earn your cash bonus.
Creating Jobs and Building Careers Worldwide
We believe in the power of meaningful employment to transform lives. Through our global operations and partnerships, we've created thousands of jobs across multiple countries—from skilled trade positions to tech roles and financial services careers.
We don't just offer jobs—we build careers. Our training programs, mentorship opportunities, and career advancement pathways ensure that employees can grow, develop new skills, and achieve long-term financial stability for themselves and their families.
- Skilled trade apprenticeships in partnership with local unions
- Tech training programs for underrepresented communities
- Career development and upskilling initiatives
Philanthropy and volunteerism
Strengthening our communities
Our responsibility as long-term investors extends to the geographies in which we live and work. Through a collaborative approach, we engage nonprofit and corporate leaders to collectively address critical needs in communities where our crew and clients live with a primary focus on early childhood development and financial well-being.
Empowering Families Through MFI Partnerships
Access to capital shouldn't be a barrier to opportunity. Through our strategic financing of Microfinance Institutions (MFIs), we're helping families and underserved communities get the funding they need to start businesses, cover emergency expenses, and build a better future.
Our MFI partners work on the ground to provide responsible lending to those who need it most—whether it's a mother starting a small shop, a farmer investing in equipment, or a young entrepreneur launching their first venture.
- Flexible micro-loans for small business owners
- Emergency savings programs for vulnerable households
- Financial literacy education and resources
Investing in Training and Workforce Development
The future of work is changing, and we're committed to ensuring that workers aren't left behind. Our Future Builders initiative and skills training programs help people gain the qualifications they need for high-demand careers in skilled trades, technology, and green energy sectors.
From plumbing and electrical work to solar installation and EV maintenance, we're connecting people with the training, certifications, and job placement support they need to thrive in the new economy.
- Hands-on apprenticeship programs with living wages
- Partnerships with community colleges and trade schools
- Job placement assistance and ongoing mentorship
Philanthropy and volunteerism
Strengthening our communities
Our responsibility as long-term investors extends to the geographies in which we live and work. Through a collaborative approach, we engage nonprofit and corporate leaders to collectively address critical needs in communities where our crew and clients live with a primary focus on early childhood development and financial well-being.
Support When It Matters Most
When disaster strikes, communities need rapid support. We partner with local and international organizations to provide emergency relief, long-term recovery assistance, and resilience-building programs that help communities prepare for future challenges.
Beyond immediate relief, we're committed to helping communities rebuild stronger. This includes funding for housing reconstruction, small business recovery grants, and infrastructure projects that improve resilience to climate-related events.
- Emergency grants for affected families
- Long-term rebuilding partnerships with local organizations
- Employee volunteer programs for disaster response
Here's how to qualify1:
Open a new eligible checking account through this offer page by May 31, 2026.
Only new checking customers can take advantage of this offer.
Connect USCA Connect to your business and start using all the features of our service for maximum efficiency.
Take advantage of improved funding terms and unlock premium features that will help your business reduce costs, increase efficiency, and achieve long-term success.
We provide customized interest rates that depend on your organization type and individual business requirements.
| Organization | Interest Rate |
|---|---|
| MFI CATI | 4.99% |
| MFI CATII | 3.99% |
| MFI CATIII | 2.99% |
Get your exact interest rate after approval based on your organization type and specific business needs and requirements.
Direct deposit
Access your money faster with direct deposit. It's easy to sign up.
Bank of America Preferred Rewards®6
There's no fee to become a Preferred Rewards member. Save on fees, get bonus rewards on certain credit cards and more.
Earn cash back with BankAmeriDeals®7
Choose deals on shopping, restaurants and more, then pay with your eligible Bank of America® debit or credit card.
Erica®, the guide by your side
See how you can spend, save and plan smarter with Erica,8 your virtual financial assistant, in the Mobile app.9
Your Privacy Choices
This feature allows you to manage your privacy choices. By selecting a category, you can learn about your choices and make changes. Selections you make will update your default settings. Where possible, we will provide you with a single privacy profile and store settings across our brands. Occasionally there are legal or technical limitations, where you have multiple user names or accounts, that may prevent this from occurring. You should check your settings for accuracy based on your relationship with us.
Local Privacy Notices and Requirements
The Privacy Choices displayed are specific to your local privacy requirements and our privacy notices. For more information about how we protect your privacy, including specific rights that may apply, please visit the Institutional Privacy and the Consumer Privacy pages.
Marketing Preferences
To manage your general marketing preferences, please visit the "Control how we can share your data and market to you" form on our Privacy Page.
California Residents
To learn more about your privacy rights as a California resident, please see our California Consumer Privacy Act Notice.
To exercise your CCPA consumer rights to request, correct or delete your personal information, please visit our California Personal Information Request form.
To opt out of sharing and selling, open the "Sharing and selling of Personal Data" tab and make a selection.
California Notice of Right to Opt-Out from Sale/Sharing
Bank of America does not sell your Personal Information. Beginning in April 2025, we have commenced sharing Personal Information collected from our webpages with non-affiliated, third-party websites and advertisers to provide a personalized marketing experience, commonly known as Cross-context Behavioral Advertising.
Bank of America customers can request to opt-out from the sharing of their Personal Information for cross-context behavioral advertising.
How to opt-out of sharing your information:
We offer three (3) methods for opting out:
- Click "Your Privacy Choices" link at the bottom of our web and mobile pages. On the pop-up window, select the "Sharing and Selling of Personal Data" tab located in the left column. Here you will be able to choose your preferences. Note: you can make changes to your preferences at any time; any adjustment will override the previous settings.
- Using your web browser. Bank of America recognizes users' opt-out preference signals, honoring these preference signals as valid requests.
- Calling 888.341.5000
An authorized agent may submit an opt-out request on your behalf if you have provided the authorized agent signed permission to do so. All opt-out requests are processed within 15 calendar days from time of receipt.
Children's Privacy
Bank of America is committed to protecting children's privacy and limiting the collection and use of minor's data. For sites where we offer products or content to persons under 18 years of age, the privacy settings are set to the highest level, limiting data collection to what is required to run our website. This setting blocks the collection and use of sensitive information. To learn more about Children's Privacy, see our Children's Privacy Page.
Sharing and Selling of Personal Data
Bank of America does not sell personal information, but we may share personal information for targeted advertising. You have the right to opt-out of the selling or sharing of your personal information. By switching the toggle to the left and clicking save, you are indicating that you do not want us to sell your personal information or share your personal information for online targeted advertising activities. If you do not have an account or if you are not logged into your account, your request to opt-out of sale/sharing will be linked to your browser identifier only and not linked to any account information because the connection between your browser and the account is not known to us. At any time, you may change your preference setting using the toggle bar. Any manual adjustment will override previous settings.
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