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Arrived has secured $27 million in new funding! Read how this milestone will continue to help us build the future 🎉
Arrived has secured $27 million in new funding! Read how this milestone will continue to help us build the future 🎉 Arrived has secured $27 million in new funding! Read how this milestone will continue to help us build the future 🎉
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About Company

Last Update: 18 Aug 2025

USCA Union is a private investment fund based in the United States, focused on attracting investments in the microfinance institution (MFI) sector worldwide.

The fund operates with the goal of connecting private capital with microfinance institutions that provide financial services to individuals and small businesses across emerging and developing markets. By doing so, USCA Union aims to generate sustainable returns for its investors while promoting financial inclusion on a global scale.

Yes. USCA Union LLC is an officially registered company in Wyoming, USA, under registration number 2025-001780619. You can view the founding documents by clicking the link below: Certificate of Incorporation (PDF). The registration details and founding documents are available for review at any time, providing full transparency about the company's legal structure and registration status.

Yes. USCA Union LLC operates in full compliance with applicable laws and regulations. As a registered company in the state of Wyoming, USA, we adhere to all state-level business registration requirements and maintain proper corporate governance. USCA Union LLC, together with its subsidiary USCA Connect LLC, operates as a Special Purpose Vehicle (SPV) and is affiliated with USCA Asset Management LLC (CRD № 137045, SEC № 801-64873). You can review the FORM ADV disclosure document (opens in new window) for detailed information about the affiliated entity's regulatory standing.

USCA Union has secured backing from a world-class group of investors and industry leaders who believe in our mission to democratize access to microfinance investments. Our investors include prominent figures from the finance and technology sectors who share our vision of bridging the gap between global investors and Microfinance Institutions. Their support validates our business model, risk management approach, and commitment to transparency. Key investors and partners include institutional funds, fintech-focused venture capital firms, and strategic angel investors with deep expertise in alternative asset management and emerging market finance.

  • Higher yield potential — Compared to traditional fixed-income products such as government bonds or savings accounts, microfinance investments typically offer significantly higher returns. The platform's structure allows you to capture yields that are often uncorrelated with public market fluctuations
  • Diversification benefits — Credit investments in microfinance have a low correlation with stock and bond markets, providing a valuable diversification layer to your overall portfolio
  • Stable cash flow — With weekly payouts, investors receive predictable, frequent income streams that can be reinvested or withdrawn as needed
  • Risk mitigation through diversification — By investing across dozens of carefully vetted MFIs rather than a single borrower, the platform spreads risk and reduces the impact of any individual underperformance
  • Social impact — Your capital directly supports entrepreneurs and small businesses in underserved communities, enabling economic growth while generating attractive returns
  • Accessible entry point — With minimum investments starting at $100, the credit market becomes accessible to individual investors who would otherwise be unable to participate in institutional-grade lending opportunities
For a detailed analysis of current market conditions, yield trends, and regional opportunities, view our Market Overview.

Credit investments can effectively hedge against inflation through three primary mechanisms:

Floating Interest Rates

Many of our credit products feature rates that adjust with market benchmarks, preserving real returns during inflationary periods.

Short Duration Cycles

Our microcredit portfolios have average durations of 6-24 months, allowing for rapid rate adjustment as market conditions change.

Demand Resilience

Credit demand often increases during inflationary periods as businesses and individuals seek working capital, maintaining portfolio yield.

Beyond financial returns, credit and microcredit investing creates meaningful social impact by providing capital access to underserved segments:

85%
of our micro-borrowers are first-time credit users
60%
female entrepreneurship support rate
3.2x
average income increase for sustained borrowers

Our technology platform enables efficient capital allocation to credit-worthy borrowers who traditional financial institutions often overlook, creating both financial returns and social value.

We leverage advanced technology to manage credit risk and optimize returns:

AI Credit Scoring

Proprietary algorithms analyze 500+ data points beyond traditional credit scores, achieving 94% repayment prediction accuracy.

Blockchain Verification

All loan agreements and payments are recorded on immutable ledgers, ensuring transparency and reducing fraud.

Dynamic Portfolio Balancing

Real-time risk monitoring automatically rebalances portfolios based on performance metrics and economic indicators.

Our 5% reserve fund provides additional protection, covering potential defaults while maintaining target returns for investors.

Yes. The company publishes quarterly reports to provide transparency on operations, portfolio performance, and key financial metrics. You can view the most recent report here: Q4 2025 Quarterly Report (opens in new window) Previous reports are also available in the Investor Relations section of your account dashboard.

Simplified Credit Investing

Invest in credit portfolios, earn consistent returns, and support economic development through our technology platform. No loan management required—we handle everything from borrower verification to payment collection.

Start Investing Today

Start with as little as $100 and diversify across multiple credit products.

Important Disclosure: All investments carry risk, including possible loss of principal. Past performance does not guarantee future results. Credit investments are subject to borrower default risk, interest rate risk, and economic conditions. Target returns are estimates, not guarantees. Please review our full risk disclosures and consult with a financial advisor before investing.

The information provided is for educational purposes only and does not constitute investment advice or recommendation.