Investing involves risk, including possible loss of principal. Carefully consider the investment objectives, risk factors, charges, and expenses before investing. This and other important information can be found in the prospectus(es) or, if available, the summary prospectus(es) for USCA Union investment products, which may be obtained by visiting the USCA Union prospectus pages. Read the prospectus carefully before investing.

The strategies discussed are strictly for illustrative and educational purposes only and are not a recommendation, offer, or solicitation to buy or sell any securities, investment products, or to adopt any investment strategy. There is no guarantee that any strategies discussed will be effective.

Investing in credit products or lending platforms may increase volatility. Price movements and performance are outside of USCA Union’s control and may be influenced by economic conditions, borrower default rates, changes in interest rates, regulatory changes, consumer protection laws, macroeconomic events, inflation, unemployment, and other factors. Credit portfolios may be subject to liquidity risk, particularly during periods of economic downturn or market stress.

Funds or products that concentrate investments in the credit sector, specific loan types (e.g., consumer loans, business loans, microloans), or lending platforms may experience greater volatility or underperform compared to more diversified investments or the broader securities market.

Credit and fixed income risks include interest rate risk and credit (default) risk. Generally, when interest rates rise, the value of debt instruments tends to decline. Credit risk refers to the possibility that borrowers will not be able to make principal and/or interest payments.

International investing involves risks, including risks related to foreign currency, limited liquidity, less government regulation and the possibility of substantial volatility due to adverse political, economic or other developments. These risks often are heightened for investments in emerging/ developing markets or in concentrations of single countries.

There is no guarantee that dividends will be paid.

USCA Union investment products are not sponsored, endorsed, issued, sold, or promoted by any third parties unless explicitly stated in the relevant documentation.

Neither USCA Union nor its affiliates provide investment advice through this material. This material is intended for informational purposes only and does not constitute investment advice, a recommendation, or an offer or solicitation to purchase or sell any securities, funds, or strategies in any jurisdiction where such offer, solicitation, purchase, or sale would be unlawful under the securities laws of that jurisdiction.

Fixed income risks include interest-rate and credit risk. Typically, when interest rates rise, there is a corresponding decline in bond values. Credit risk refers to the possibility that the bond issuer will not be able to make principal and interest payments.

The investment products are offered / facilitated by USCA Union, LLC (together with its affiliates, “USCA Union”)..
This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities, funds or strategies to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction.

In the U.S., this material is intended for public distribution.

Prepared by USCA Union, LLC, USCA Connect, LLC, USCA Asset Management, LLC (CRD № 137045, SEC № 801-64873).

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